Aven

We are reinventing consumer credit. We wildly reduce the cost of capital by using technology to easily tap into people’s assets. Our first product is the world's lowest APR credit card – backed by home equity. Using many patented technologies, we sped up a process that usually takes 4-6 weeks and thousands of dollars down to as fast as 15 minutes and $0 to get. Aven cardholders have saved over $200M with Aven since its founding in 2019. Investors include Founders Fund, Khosla Ventures, Sequoia, Caffeinated Capital, General Catalyst, NYCA, Max Levchin, among others. The Aven team comprises leaders from leading financial services and fintech companies—Goldman Sachs, Capital One—as well as technology companies such as Meta, Microsoft, Uber, Tesla, and Square. Aven has been named to the Forbes Fintech 50 and the GGV Capital Fintech Innovation 50.

Data last updated: June 2026